Renovating a house is a no brainer for people who like a challenge.

10 Year Fixed Rate Home Equity Loan Special

Use the equity in your home to fund your dream at 6.49% (6.67% APR)¹

10-Year Fixed Home Equity Loan Special at a Great Rate is here!

OC Federal Credit Union rewards your good credit with Great Rates to use the equity in your home for any project or financial need.

With a great rate, you can pay off tuition bills or high-interest debt, fund home improvements, or even take a dream vacation.

Complete the form below for a quote or contact us at (216) 478-0067.

A home equity loan (or fixed second mortgage) allows you to borrow what you need with a fixed rate and payment for the life of the loan.

Your rate will depend on credit limit, credit qualifications, and loan-to-value (LTV) ratio.

Loans up to $350,000
Terms from 5 years to 15 years
Competitive low fixed rates
Fast and easy approval process
Up to 79.99% loan-to-value (LTV) ratio
Low minimum payments
No prepayment penalty and no early termination penalties if HEL is kept open for two years or more

¹APR=Annual Percentage Rate. Promotion start date is February 1, 2025, and can change at any time without notice. APR is current as of 1/21/2025 and covers single-family owner-occupied home with a maximum loan-to-value of 79.99%. Loan is second position. Rate is fixed. Offer is subject to credit approval and cannot be combined with any other offer. Minimum loan amount of $50,000 and maximum loan amount of $350,000. The loan may not be used to pay off any existing OC Federal loan balances. Property insurance required which may include flood insurance, if applicable. A sample fixed-rate home monthly payment based on $100,000 at 6.67% APR for 120 months, loan fees of $799 is $1,144.04. Offer may be modified or discontinued without prior notice. Interest may be tax deductible, consult your tax advisor. Equal housing lender. NMLS#413040.