¹APY = Annual Percentage Yield. Subject to OC Federal’s standard deposit policies and membership eligibility. The advertised rate is the maximum rate available. In order to receive the promotional rate: the initial $25,000 of funds must be new money not currently on deposit at the credit union; the money market must be open during the promotional period ending December 31, 2024; minimum deposit of $25,000 required. If promotional criteria are not met, standard rates may apply. This promotional money market is only available for personal memberships; business and organizational/non-profit memberships are not eligible. Rate is a variable rate and may change at any time without notice. Minimum balance of $25,000 must be maintained for the life of the account; if the balance falls below $25,000 no dividends will be earned.

²APY= annual percentage yield Rates shown are anticipated, paid quarterly and may change quarterly. $5 minimum deposit is required to open Genesis account and earn dividends. All memberships require a Share Savings Account with a minimum $5 deposit. Membership must remain open for a minimum of six months. Promotional interest rate is earned on balances up to $5,000.  Account holder must be between the ages of 5 and 22 years old. At age 23, the youth account will earn the daily dividend rate as determined on the standard Share Savings Account on the entire balance. OC Federal Credit Union may change or discontinue the program at any time without notice.

*Rate subject to change without notice. Minimum $10 initial deposit required.