Positive Pay BUSINESS | BUSINESS BANKING POSITIVE PAY: FRAUD PREVENTION FOR YOUR BUSINESSProtect Your Accounts. Simplify Your Operations. Sleep Better at Night. OC Federal is proud to introduce Positive Pay, a powerful suite of fraud prevention tools designed to protect your business from unauthorized checks and ACH transactions. Until full integration with online banking is complete, members can access Positive Pay using the link below. LOGIN HERE What is positive pay? Positive Pay helps you detect and stop suspicious activity before it impacts your accounts. Whether your business relies on checks, electronic payments, or both—Positive Pay gives you greater control over what clears and what doesn’t. Questions? Call (888) 696-4462 and our Member Service Center team can help you get the information you need. SERVICES WE OFFERCheck Positive Pay Upload a list of issued checks, and we’ll match each one presented for payment. If anything doesn’t match—amount, payee, check number—you’ll be alerted and can decide whether to approve or return it. Helps prevent: Counterfeit checks Forged signatures Altered check amounts or payees Stolen check stock Reverse Check Positive Pay Ideal for businesses that don’t issue many checks or can’t upload issue files. We’ll show you which checks posted each day—you approve or reject them manually. ACH Debit & Credit Positive Pay ACH Positive Pay adds a layer of security to your electronic transactions. Only allow payments and deposits from approved senders—set limits, frequencies, and receive alerts when transactions hit your account. Key features: Approve or block vendors by company ID Set dollar limits, frequency, and end dates per vendor Receive real-time text or email alerts Quickly submit a Written Statement of Unauthorized Debit (WSUD), if needed WHY IT MATTERS Security – Protect your business from growing check and ACH fraud Control – Get real-time alerts and approve or deny suspicious activity Customization – Tailor settings by vendor, amount, and more Simplicity – Easy-to-use interface and guided workflows Visit A Branch Stop by your local branch and we’ll be happy to help you. VISIT US Talk With Us Call (888) 696-4462 or chat live online during business hours. CALL US Open An Account It’s simple to open and fund your account online. JOIN US Make the Most of Your Money With OC Federal Discover how you can unlock your money’s potential and achieve your financial goals with the help of the OC Federal Credit Union! SEE ALL THE POSTS Can A Trust Help Protect Your Assets?What is a trust and do you really need one will a will work just as well? Well, […]Understanding Medicare: We’re Here to HelpNavigating Medicare can feel overwhelming—but it doesn’t have to be. Whether you’re turning 65 soon or just starting […]How An Annuity Can Help As You Plan For RetirementWith 2024 being the year with the greatest number of retirees hitting 65,1 there is a significant demographic of […] SEE ALL THE POSTS Every experience I’ve had dealing with OC Federal has been excellent. Everyone is always very helpful and courteous. Allison S.,OC Federal Member Consistently competitive rates and outstanding customer service. Michael S.,OC Federal Member Banking is easy and pleasant. The tellers are very accommodating and well-educated. Bernadette L.,OC Federal Member Math is Hard (Sometimes) Let us help you crunch the numbers with our financial calculators. LEARN MORE