Start your business relationship with OC Federal Credit Union by opening your Business Savings account. Get quick access to your account through Online Banking and the OC Federal mobile app so you can efficiently manage your funds. You’ll earn high dividends (interest) over terms from 3 to 84 months, with only a minimum deposit of $500. Generally speaking, a longer term means a higher interest rate. And you can rest easy knowing your deposits are insured up to $250,000 by the NCUA.

Believe your eyes! It does say Completely FREE Business Checking. That’s because you work too hard to have your profits drained by ridiculous banking fees. You pay nothing in monthly service charges, nothing for unlimited transactions each month, and nothing for eStatements. In return, you get free Online Banking and our OC Federal mobile app – plus local support from our business finance team – to manage your money efficiently and conveniently. And you can rest easy knowing your funds are federally insured by the NCUA up to $250,000.

• Open your account with a minimum $100.00 deposit
• No minimum balance requirement
• No monthly service fee
• FREE unlimited transactions per month
• No currency restrictions
• 24/7 online and mobile banking access

With a Business Money Market account, you have a safe place to deposit excess capital for long-term savings. Then watch it grow with tiered interest rates that increase as your deposits increase. You can reap the benefits of market growth without risking your initial investment, since your deposits are insured by the NCUA up to $250,000. Plus our money markets (unlike certificates) offer all the flexibility of a regular savings account. You’ll have quick access to your account through Online Banking and the OC Federal mobile app so you can easily see what liquid assets you have available.

• Open your account with as little as $5.00
• Earn dividends on balances of $100.00+
• No minimum balance fees
• 24/7 online and mobile account access

Cash-only might work these days for a lemonade stand. But you need more options for the business you run today. Your customers expect to be able to use a variety of payment methods when they’re ready to make a purchase – and if you can’t help them, they’ll go somewhere else. Make it easy for customers to pay you with electronic point-of-sale payment systems, secure transaction processing and more. OC Federal Credit Union partners with MerchantE to offer flexible and affordable payment processing solutions for your business.