Recreational Vehicles GET A LOAN | RECREATIONAL VEHICLES RECREATIONAL VEHICLESEXPLORE THE GREAT OUTDOORS BY LAND OR BY SEA OC Federal Credit Union can help “fund your fun” year-round. Our recreational vehicle loans cover a variety of vehicle types: campers and trailers, boats and jet skis, motorcycles, ATVs, and snowmobiles. Whether you’re purchasing new or used – or want to refinance – you can find flexible terms and affordable rates to make solo trips or family excursions more budget friendly. BOAT LOAN66 months As low as 8.99% (9.16% APR)1 RV / CAMPER LOAN66 months As low as 8.99% (9.16% APR)2 MOTORCYCLE LOAN60 months As low as 8.99% (9.17% APR) 3 SEE ALL RATES 1,2,3 APR = Annual Percentage Rate. Subject to OC Federal Credit Union lending policies, and membership eligibility. The advertised rate may vary based on creditworthiness and term. Minimum 760 credit score required for stated rate. Boat/RV/motorcycle insurance is required. Existing loans with OC Federal Credit Union cannot be refinanced with this offer. OC Federal Credit Union may change or discontinue the program at any time without notice. Automatic monthly payments from an OC Federal Credit Union deposit account required to receive promotional rate. All stated offers are in addition to the purchase of one $5.00 membership share required to be maintained in your share savings account. 1,2 Rate example: 9.16% APR based on $40,000 amount financed for 66 months including a maximum loan documentation fee total of $230.00 will have monthly payment of $770.55. Collision and comprehensive insurance required on all titled vehicles that are secured. Other terms & conditions may apply. 3Rate example: 9.17% APR based on $40,000 amount financed for 60 months including a maximum loan documentation fee total of $230.00 will have monthly payment of $830.28.Collision and comprehensive insurance required on all titled vehicles that are secured. Other terms & conditions may apply. Submit the quick form below to request a loan quote. Our LOAN ZONE team will contact you with details on your options. LOAN OPTIONSRECREATIONAL VEHICLES Are you set on taking that road trip adventure? Explore the beaches, mountains or country roads to your heart’s content in a new or used RV camper or trailer – and skip the expensive and complicated financing hassle. We’re confident our loan experts can help you find a budget-friendly monthly payment. GET STARTED NOWBOATS AND JET SKIS Ohio isn’t just known for Lake Erie. Our state has 110 inland natural lakes covering over 4,000 acres! Enjoy the Ohio boating season even more with great low rates on new and used boats under 25 feet, including pontoon, bowrider, fishing, deck, recreational and more. Or zoom across the water on your new or used jet ski! We underwrite and process boat loans in-house to make your loan experience even more affordable and hassle-free. GET STARTED NOWMOTORCYCLES Love the thrill of riding on the open road? Whether you’re cruising through the countryside or navigating the city, check out the competitive rates we offer for new or used motorcycles. We’ve helped members finance choppers, cruisers, sport bikes, touring motorcycles, and more. GET STARTED NOWATVS & SNOWMOBILES Blaze your trail in the summer heat or the winter snow. Whether you want a fun toy or need to access remote areas for work, our loan experts can help you get financing for a new or used ATV or snowmobile. Check out our competitive rates and enjoy a simple loan process that’s entirely in-house. GET STARTED NOW HELPING YOU PROTECT YOUR INVESTMENTGAP Insurance We offer Guaranteed Asset Protection (GAP) insurance that covers the difference between an insurance settlement and your loan payoff in the event your vehicle is stolen or declared a total loss. That difference could be as high as thousands of dollars – which you would owe out-of-pocket to pay your loan back. Credit Life and Disability Insurance Don’t leave loan expenses for your loved ones. We offer affordable insurance designed to cover your loan payments in the event of death or disability. YOU’VE GOT QUESTIONS. WE’VE GOT ANSWERS!CAN I GET PRE-APPROVED BEFORE I SHOP FOR A RECREATIONAL VEHICLE? If you meet our membership eligibility requirements and underwriting standards, we can pre-approve you for a loan. Get extra bargaining power and shop dealerships with confidence knowing exactly what you can afford. WHAT DO I NEED TO QUALIFY? Once you submit a completed loan application, we consider several factors including credit score, credit history, personal income and your ability to repay. HOW MUCH CAN I FINANCE? Recreational vehicles generally can be financed up to $150,000. Terms available may vary depending on collateral type CAN I FINANCE A PRIVATE-PARTY SALE THROUGH YOU? Yes, members can finance a private-party vehicle purchase with us. We will not finance any vehicles with salvage or rebuilt titles. DO YOU OFFER GAP INSURANCE FOR RECREATIONAL VEHICLES? Yes! We encourage members to consider protecting themselves financially in the event their vehicle is stolen or lost, or declared a total loss by their insurance company. Talk With Us Call (216) 478-0067 or chat live online during business hours. CALL US Get A Quote It only takes a minute to request a loan quote. We’ll contact you to discuss your options. GET A QUOTE Apply Online Submit your loan application online from your device. APPLY ONLINE Make the Most of Your Money With OC Federal Discover how you can unlock your money’s potential and achieve your financial goals with the help of the OC Federal Credit Union! SEE ALL THE POSTS Donate For Local Families and Be Entered to WinWe are collecting pasta and sauce for the St. Vincent de Paul Society to help local families. Bring […]December 9, 2024, Ohio Catholic to Rename as OC FederalOhio Catholic Federal Credit Union will officially become OC Federal Credit Union on December 9, 2024. This name […]Free Medicare Seminar November 12, 2024Join us at our Garfield Heights branch on November 12 at 10 AM or 1 PM for a […] SEE ALL THE POSTS Every experience I’ve had dealing with OC Federal has been excellent. Everyone is always very helpful and courteous. Allison S.,OC Federal Member Consistently competitive rates and outstanding customer service. Michael S.,OC Federal Member Banking is easy and pleasant. The tellers are very accommodating and well-educated. Bernadette L.,OC Federal Member Math is Hard (Sometimes) Let us help you crunch the numbers with our financial calculators. LEARN MORE