RECREATIONAL VEHICLES

1% OFF LOAN SALE! ¹

EXPLORE THE GREAT OUTDOORS BY LAND OR BY SEA WITH OUR LOAN SPECIAL

OC Federal Credit Union can help “fund your fun” year-round. Our recreational vehicle loans cover a variety of vehicle types: campers and trailers, boats and jet skis, motorcycles, ATVs, and snowmobiles. Whether you’re purchasing new or used – or want to refinance – you can find flexible terms and affordable rates to make solo trips or family excursions more budget friendly.

See how much you can save on your summer fun with 1% off the rate you qualify for. Let our Loan Zone run the numbers for you so you can compare and save.

BOAT LOAN
66 months

As low as

6.99% (7.34% APR)¹

RV / CAMPER LOAN
66 months

As low as

6.99% (7.34% APR)²

MOTORCYCLE LOAN
60 months

As low as

7.25% (7.89% APR) ³

SEE ALL RATES

1,2,3 APR = Annual Percentage Rate. Subject to OC Federal lending policies, and membership eligibility. Loan special APR may not be combined with any other discounts or rebates nor be used to refinance an existing OC Federal loan. APR may vary based on creditworthiness and term. Minimum 750 credit score required for advertised rate. Automatic monthly payments from an OC Federal deposit account required to receive promotional rate. All stated offers are in addition to the purchase of one $5.00 membership share required to be maintained in your share savings account. OC Federal may change or discontinue this offer at any time without notice. Collision and comprehensive insurance required on all titled vehicles that are secured. Other terms and conditions may apply.

^1,2Rate example: RV and Boat Example: 66 month term, best credit score, $25,000 amount financed, $225 loan documentation fee will have a monthly payment of $457.31.

³Rate example: 60 month term, best credit score, $15,000 amount financed, $225 loan documentation fee will have a monthly payment of $298.79.95.

Submit the quick form below to request a loan quote. Our LOAN ZONE team will contact you with details on your options.

LOAN OPTIONS

RECREATIONAL VEHICLES

Are you set on taking that road trip adventure? Explore the beaches, mountains or country roads to your heart’s content in a new or used RV camper or trailer – and skip the expensive and complicated financing hassle. We’re confident our loan experts can help you find a budget-friendly monthly payment.

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BOATS AND JET SKIS

Ohio isn’t just known for Lake Erie. Our state has 110 inland natural lakes covering over 4,000 acres! Enjoy the Ohio boating season even more with great low rates on new and used boats under 25 feet, including pontoon, bowrider, fishing, deck, recreational and more. Or zoom across the water on your new or used jet ski! We underwrite and process boat loans in-house to make your loan experience even more affordable and hassle-free.

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MOTORCYCLES

Love the thrill of riding on the open road? Whether you’re cruising through the countryside or navigating the city, check out the competitive rates we offer for new or used motorcycles. We’ve helped members finance choppers, cruisers, sport bikes, touring motorcycles, and more.

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ATVS & SNOWMOBILES

Blaze your trail in the summer heat or the winter snow. Whether you want a fun toy or need to access remote areas for work, our loan experts can help you get financing for a new or used ATV or snowmobile. Check out our competitive rates and enjoy a simple loan process that’s entirely in-house.

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OC Federal Credit Union OCFCU Borrow RV Loan Recreation Travel Insurance

HELPING YOU PROTECT YOUR INVESTMENT

GAP Insurance

We offer Guaranteed Asset Protection (GAP) insurance that covers the difference between an insurance settlement and your loan payoff in the event your vehicle is stolen or declared a total loss. That difference could be as high as thousands of dollars – which you would owe out-of-pocket to pay your loan back.

Credit Life and Disability Insurance

Don’t leave loan expenses for your loved ones. We offer affordable insurance designed to cover your loan payments in the event of death or disability.

YOU’VE GOT QUESTIONS.
WE’VE GOT ANSWERS!

CAN I GET PRE-APPROVED BEFORE I SHOP FOR A RECREATIONAL VEHICLE?

If you meet our membership eligibility requirements and underwriting standards, we can pre-approve you for a loan. Get extra bargaining power and shop dealerships with confidence knowing exactly what you can afford.

WHAT DO I NEED TO QUALIFY?

Once you submit a completed loan application, we consider several factors including credit score, credit history, personal income and your ability to repay.

HOW MUCH CAN I FINANCE?

Recreational vehicles generally can be financed up to $150,000. Terms available may vary depending on collateral type

CAN I FINANCE A PRIVATE-PARTY SALE THROUGH YOU?

Yes, members can finance a private-party vehicle purchase with us. We will not finance any vehicles with salvage or rebuilt titles.

DO YOU OFFER GAP INSURANCE FOR RECREATIONAL VEHICLES?

Yes! We encourage members to consider protecting themselves financially in the event their vehicle is stolen or lost, or declared a total loss by their insurance company.