Personal Loans LOAN | PERSONAL PERSONAL LOANSLOANS FOR THOSE UNEXPECTED EXPENSES Travel, pay bills, or spend it however you’d like. OC Federal’s personal loans are here for you. Finance with competitive rates and practical repayment plans. Apply at one of our five branch locations today! PERSONAL LOANUp to $15,000.00 / up to36 months As low as 13.50%¹ PLEDGE SHARE LOAN$15,000 – $24,999 / up to60 months As low as Depository Rate +1.75%² SEE ALL RATES LOAN OPTIONSPERSONAL Personal Loans can be obtained for any purpose… a dream wedding, vacation, bill consolidation, or medical/dental expenses. Personal Loans are ideal for paying off high-interest rate debt with a lower fixed interest rate and fixed monthly payments. LEARN MOREPLEDGE SHARE Pledge Share Loans may be an easy and inexpensive way to obtain the finances you need. Pledge Share Loans allow you to borrow funds against your OC Federal Share Savings. LEARN MOREYOU’VE GOT QUESTIONS. WE’VE GOT ANSWERS!HOW LONG DOES IT TAKE TO GET APPROVED? Many loans are approved within 1-3 business days. Loans that are more complex may take longer than that. OC Federal works hard to provide decisions as fast as possible. HOW MUCH CAN I APPLY FOR? OC Federal offers personal loans for as little as $2,500 up to $15,000. Pledge share loans are available starting at $2,500 up to the value of your secured deposit. All loans are based on affordability, credit history, and other factors. ARE THERE PREPAYMENT PENALTIES? There are no prepayment penalties for personal or pledge share loans. HOW DO I APPLY? Your application process can take place in-person at one of our five convenient locations. GET STARTED Visit A Branch Apply at one of our 5 convenient locations. VISIT US Make the Most of Your Money With OC Federal Discover how you can unlock your money’s potential and achieve your financial goals with the help of the OC Federal Credit Union! SEE ALL THE POSTS Donate For Local Families and Be Entered to WinWe are collecting pasta and sauce for the St. Vincent de Paul Society to help local families. Bring […]December 9, 2024, Ohio Catholic to Rename as OC FederalOhio Catholic Federal Credit Union will officially become OC Federal Credit Union on December 9, 2024. This name […]Free Medicare Seminar November 12, 2024Join us at our Garfield Heights branch on November 12 at 10 AM or 1 PM for a […] SEE ALL THE POSTS Every experience I’ve had dealing with OC Federal has been excellent. Everyone is always very helpful and courteous. Allison S.,OC Federal Member Consistently competitive rates and outstanding customer service. Michael S.,OC Federal Member Banking is easy and pleasant. The tellers are very accommodating and well-educated. Bernadette L.,OC Federal Member Math is Hard (Sometimes) Let us help you crunch the numbers with our financial calculators. LEARN MORE