Refinance/Lease Buyout
Save money when you refinance or buyout your auto lease with OC Federal!
Our Loan Zone has over 100 years of combined lending experience so you benefit from the credit union difference. We give you personalized service that banks just can’t match.
Get started on your quote today!
GET YOUR AUTO LOAN QUOTE TODAY!
Fill out the form below to Contact the Loan Zone!
HELPING YOU PROTECT YOUR INVESTMENT
GAP Insurance
We offer Guaranteed Asset Protection (GAP) insurance that covers the difference between an insurance settlement and your loan payoff in the event your vehicle is stolen or declared a total loss. That difference could be as high as thousands of dollars – which you would owe out-of-pocket to pay your loan back.
Mechanical Breakdown Protection
Avoid expensive repairs should your vehicle break down with affordable coverage options to ensure your vehicle is protected. Plus get access to more coverage benefits like Roadside Assistance Reimbursement, Rental Vehicle Assistance, Tire Road Hazard, and Trip Interruption.
Credit Life and Disability Insurance
Don’t leave loan expenses for your loved ones. We offer affordable insurance designed to cover your loan payments in the event of death or disability.
You’ve got questions.
We’ve got answers!
If you meet our membership eligibility requirements and underwriting standards, we can pre-approve you for a loan. Get extra bargaining power and shop dealerships with confidence knowing exactly what you can afford.
Once you submit a completed loan application, we consider several factors including credit score, credit history, personal income and your ability to repay.
We handle all title transfers when you finance a vehicle with us.
Yes, members can finance a private-party vehicle purchase with us. We will not finance any vehicles with salvage or rebuilt titles.
GAP (Guaranteed Asset Protection) insurance is a coverage we offer that pays the difference between the actual cash value (ACV) insurance company settlement and the eligible balance of the member’s loan in the event the vehicle is stolen or damaged beyond repair.
Get A Quote
It only takes a minute to request a loan quote. We’ll contact you to discuss your options.
Make the Most of Your Money With OC Federal
Discover how you can unlock your money’s potential and achieve your financial goals with the help of the OC Federal Credit Union!
Every experience I’ve had dealing with OC Federal has been excellent. Everyone is always very helpful and courteous.
OC Federal Member
Consistently competitive rates and outstanding customer service.
OC Federal Member
Banking is easy and pleasant. The tellers are very accommodating and well-educated.
OC Federal Member
Math is Hard (Sometimes)
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