CERTIFICATES

SIT BACK + EARN MORE

A certificate account allows you to plan out your savings by providing guaranteed returns that you can access on a set maturity date. You’ll earn high dividends (interest) over terms from 3 to 84 months, with only a minimum deposit of $500 for standard certificate accounts.

Generally speaking, a longer term means a higher interest rate. And you can rest easy knowing your deposits are insured up to $250,000 by the NCUA.

Get a Great Rate of 4.25% APY on a special 6 Month Share Certificate*

Take advantage of this offer now! Only $500 gives you the chance to boost your savings.

You can message Member Services in online banking, visit a branch, or call (888) 696-4462. Complete the form below if you would like a banker to get in touch with you.

Earn more with our Certificate Special Great Rate!

*APY = Annual percentage yield. The advertised rate is the maximum rate available for this term. Promotional rate is excluded from the Member Appreciation Program. Not available to Business or Catholic Organizations. Minimum opening deposit is $500 with a maximum of $250,000. An early withdrawal penalty may be imposed for early withdrawals. Fees may reduce earnings on the account. The certificate term is 6 months and will renew at the current 6 month certificate rate. Stated offer is valid beginning February 3, 2025 and can be modified or canceled at any time. Certain terms and conditions apply. Membership in the Credit Union is required. Insured by NCUA.

SHARE CERTIFICATE SPECIAL

6 MONTHS

4.25% APY^*

SEE ALL RATES

YOU’VE GOT QUESTIONS.
WE’VE GOT ANSWERS!

WHAT IS THE MINIMUM AMOUNT TO OPEN A CERTIFICATE?

Standard certificates require a $500 minimum to open. Promotional certificates may have other minimum amounts.

HOW DO YOU CALCULATE YOUR RATES?

We take into account current economic and market data when setting our competitive dividend rates.

GET STARTED NOW

WHEN DO YOU PAY DIVIDENDS?

Dividends are paid quarterly and may be posted back to the certificate or transferred to another account without penalty. You can spend your dividends before maturity without penalty.

IS THERE AN EARLY WITHDRAWAL PENALTY?

Yes, you could incur a significant penalty if the principle funds are withdrawn early. Certificates of all terms are subject to an early withdrawal penalty of 180 days of dividends, whether earned or not. If dividends have already been paid, the penalty will be deducted from principle. Unearned dividends will be deducted from principle as a result of early withdraw.