CHECKING
CHECKING DESIGNED FOR YOU
Our checking products make it easy for YOU to get more everyday value from your OC Federal Credit Union membership. It’s simple to bank fee-free or to earn interest on your checking deposits.
You can save up to $155 in fees annually by just meeting just two simple requirements: maintain a minimum daily balance and/or sign up for eStatements.
Get the convenience of a free debit card with any checking account, plus free online banking tools to pay bills, deposit checks from your smartphone, and transfer funds anytime.
OUR CHECKING ACCOUNTS
- 3.00% APY*
- Unlimited Check Writing
- No Monthly Fee w/ $2,500 average daily balance. Account must maintain an average daily balance of $2,500 or a monthly fee of $9.95 will be applied.
- Interest-bearing. Premium rate will be paid on balances from $2,500 – $15,000. One high yield checking account per TIN. Rate is variable and can change at any time.
- FREE Debit Card
- FREE eStatements ($4.00/mo for monthly paper statements)
- FREE Online banking & Bill Pay
- FREE Mobile Banking app
- FREE Mobile deposit (Must be 18+ to use)
- FREE Transfers between OC Federal Credit Union and other bank / credit union accounts
- FREE ATM transactions. No ATM fees when using OC Federal Credit Union, CO-OP, MoneyPass, or Alliance One ATMs.
*APY=Annual Percentage Yield. A qualifying direct deposit must be made to the High-Yield Checking Account, be received within 30 days of account opening, be on-going, and total $300 or more each month. Average daily balance of $2,500 must be maintained to avoid monthly fee. Fees may reduce earnings. Promotional rate is earned on balances from $2,500 to $15,000. OC Federal Credit Union may change or discontinue the program at any time without notice. This account is a variable rate accounts, and the APY may change after the account is opened. Fees may reduce earnings. All stated minimum deposits to open are in addition to the purchase of one $5.00 membership share required to be maintained in your share savings account. The minimum deposit to open the Checking with Dividends Account is $25. For additional account information, please see the Truth-in-Savings disclosure. OC Federal may discontinue or modify this offer without notice. Insured by NCUA.
- Unlimited check writing
- No minimum balance
- FREE Debit Card
- FREE eStatements ($4.00/mo for monthly paper statements)
- FREE Online banking & Bill Pay
- FREE Mobile Banking app
- FREE Mobile deposit (Must be 18+ to use)
- FREE Transfers between OC Federal Credit Union and other bank / credit union accounts
- FREE ATM transactions. No ATM fees when using OC Federal Credit Union, CO-OP, MoneyPass, or Alliance One ATMs.
Fees may reduce earnings. All stated minimum deposits to open are in addition to the purchase of one $5.00 membership share required to be maintained in your share savings account. The minimum deposit to open the Checking Account is $25. For additional account information, please see the Truth-in-Savings disclosure.
- Unlimited check writing
- No Monthly Fee w/ $500 average daily balance. Account must maintain $500 average daily balance or $5.95 monthly fee will be applied.
- No minimum balance
- FREE Debit Card
- FREE eStatements ($4.00/mo for monthly paper statements)
- FREE Online banking & Bill Pay
- FREE Mobile Banking app
- FREE Mobile deposit (Must be 18+ to use)
- FREE Transfers between OC Federal Credit Union and other bank / credit union accounts
- FREE ATM transactions. No ATM fees when using OC Federal Credit Union, CO-OP, MoneyPass, or Alliance One ATMs.
Fees may reduce earnings. All stated minimum deposits to open are in addition to the purchase of one $5.00 membership share required to be maintained in your share savings account. The minimum deposit to open the Checking with Dividends Account is $25. For additional account information, please see the Truth-in-Savings disclosure.
- No minimum balance
- FREE Debit Card
- FREE eStatements ($4.00/mo for monthly paper statements)
- FREE Online banking & Bill Pay
- FREE Mobile Banking app
- FREE Mobile deposit (Must be 18+ to use)
- FREE Transfers between OC Federal Credit Union and other bank / credit union accounts
- FREE ATM transactions. No ATM fees when using OC Federal Credit Union, CO-OP, MoneyPass, or Alliance One ATMs.
Fees may reduce earnings. All stated minimum deposits to open are in addition to the purchase of one $5.00 membership share required to be maintained in your share savings account. The minimum deposit to open the Checking Account is $25. For additional account information, please see the Truth-in-Savings disclosure.
MANAGE YOUR MONEY 24/7
MANAGE YOUR
MONEY 24/7
Mobile Banking Tools
Our mobile app lets you check your balances, transfer funds, deposit checks – anywhere, anytime.
Free Online Bill Pay
When you use online banking, you can skip the stamps and schedule bill payments automatically.
Card Controls
Securely control when, where and how your OC Federal Credit Union debit and credit cards are used from your smartphone.
Tap. Pay. Go.
Contactless payment comes standard on all issued cards. Plus connect your cards to mobile wallet options like Apple Pay and Google Pay.
Make the Most of Your Money With OC Federal
Discover how you can unlock your money’s potential and achieve your financial goals with the help of the OC Federal Credit Union!
Every experience I’ve had dealing with OC Federal has been excellent. Everyone is always very helpful and courteous.
OC Federal Member
Consistently competitive rates and outstanding customer service.
OC Federal Member
Banking is easy and pleasant. The tellers are very accommodating and well-educated.
OC Federal Member
Download Our Mobile Banking App
Manage your finances from anywhere.
