Debit Cards BANK | DEBIT CARDS DEBIT CARDSSPEND SIMPLY AND SECURELY Your OC Federal Credit Union debit card makes spending simple. Shop anywhere Mastercard is accepted, make secure and convenient purchases with contactless payments, withdraw fee-free from thousands of ATMs across the country, and use the mobile app to track spending. YOUR CARD IS AT YOUR SERVICE.Tap. Pay. Go. Contactless payment comes standard on all issued cards. Plus connect your cards to mobile wallet options like Apple Pay and Google Pay. Overdraft Protection We’ll help you avoid costly overdraft fees by linking your debit card checking account to a savings, secondary checking, or credit card account to cover a funds shortage. Call or visit us to authorize overdraft protection. Withdraw Cash Fee-Free We don’t charge members a fee for using OC Federal Credit Union ATMs. And you’ve got access to over 75,000 surcharge-free ATMs across the country when using the CO-OP, MoneyPass, or Alliance One ATM networks. You’re in Control Download the Card Controls app to securely control when, where and how your OC Federal Credit Union debit and credit cards are used from your smartphone. YOU’VE GOT QUESTIONS. WE’VE GOT ANSWERS!HOW DO I REPORT A LOST OR STOLEN CARD? To report a stolen or lost card, please contact us at (888) 241-2510 if you are currently within the United States or (909) 941-1398 if you are outside the United States. HOW DO I DISPUTE A TRANSACTION OR REPORT A SUSPECTED FRAUD? To dispute a transaction made with your debit card or for suspected fraud, please call (888) 514-1348. Debit card disputes can only be made by calling this number. Disputes can only be filed 60 days after the statement date of the dispute. OC Federal Credit Union branch locations cannot accept debit card disputes. HOW DO I ACTIVATE MY CARD AND SELECT A PIN? To activate your debit card and to pick a pin, please contact us at (888) 762-0558 if you are currently within the United States or (501) 588-7531 if you are outside the United States. Make sure you are calling from the home phone number that is on file with OC Federal and you have your new card on hand to verify the card information for activation. WHAT LIMITS ARE ON MY DEBIT CARD? Subject to your available account balance, you may make a combination of ATM withdrawals of $500 maximum and point-of-sale (POS) purchases of $2,500 per day maximum, with a limit of 10 transactions per day. HOW DO I AVOID ATM FEES? Use your debit card surcharge-free at any OC Federal Credit Union ATM or at any ATM within the CO-OP, MoneyPass, or Alliance One ATM networks. CAN I MAKE ATM DEPOSITS WITH MY DEBIT CARD? OC Federal Credit Union members may make an unlimited number of deposits at OC Federal Credit Union ATMs, PNC ATMs and participating Alliance One ATMs with no access or surcharge fees. PNC Bank will only accept deposits for OC Federal Credit Union at their ATM machines – NOT inside their branches or through night depository drops. Visit A Branch Stop by your local branch and we’ll be happy to help you. VISIT US Talk With Us Call (888) 696-4462 or chat live online during business hours. CALL US Open An Account It’s simple to open and fund your account online. JOIN US Make the Most of Your Money With OC Federal Discover how you can unlock your money’s potential and achieve your financial goals with the help of the OC Federal Credit Union! SEE ALL THE POSTS Donate For Local Families and Be Entered to WinWe are collecting pasta and sauce for the St. Vincent de Paul Society to help local families. Bring […]December 9, 2024, Ohio Catholic to Rename as OC FederalOhio Catholic Federal Credit Union will officially become OC Federal Credit Union on December 9, 2024. This name […]Free Medicare Seminar November 12, 2024Join us at our Garfield Heights branch on November 12 at 10 AM or 1 PM for a […] SEE ALL THE POSTS Every experience I’ve had dealing with OC Federal has been excellent. Everyone is always very helpful and courteous. Allison S.,OC Federal Member Consistently competitive rates and outstanding customer service. Michael S.,OC Federal Member Banking is easy and pleasant. The tellers are very accommodating and well-educated. Bernadette L.,OC Federal Member Download Our Mobile Banking App Manage your finances from anywhere.