Member Appreciation Program DISCOVER | MEMBER APPRECIATION PROGRAM MEMBER APPRECIATION PROGRAMDISCOVER EXCITING REWARDS OC Federal Credit Union’s Member Appreciation Program (MAP) is our simple 3-tier reward program – Basic, Premium and PremiumPlus – where members save more on loans or earn more on certain deposit products based on their relationship with OC Federal Credit Union. The more you bank with OC Federal Credit Union, the bigger the rewards you can earn! And that’s in addition to the great rates and great service you can expect from us every day. Relationship status is evaluated based on activity done during the previous statement period (i.e., May activity will determine a member’s status in June). YOUR PERKS Basic Member Any Checking, Savings1 or Loan ProductPremium Member Two or More Checking, Savings1 or Loan ProductPremium Plus Member One Checking, One Savings1 and One Loan Product Deposit Balance2 $5.00 - $4,999.99Deposit Balance2 $5,000-$29,999.99Deposit Balance2 $30,000+ FREE Online Banking & Bill Pay FREE Mobile Banking FREE Mobile Deposit FREE Online Statements FREE ATM TransactionsFREE (Over 38,000 Fee-Free ATMs Across 42 States) FREE Financial Wellness Check-Ups INCREASED Divided Rate on Certificates & Certificate Fees3+0.10%3+0.25%3 DISCOUNTED Loan Rate on Vehicle, Personal & Homme Equity Loans4-0.10%4-0.25%4 DISCOUNTED Mortgage Closing Costs5$100.00 off5$200.00 off5 SPECIAL Membership Level Promotional Offers Relationship status is evaluated based on activity from the previous statement period (i.e. May activity will impact June status). 1 Minimum balance of $500.00 must be maintained for Share Savings to qualify. 2 Increasing or decreasing balances above or below deposit threshold will result in membership level change. 3 All dividend rate increases are not valid on promotional offers. 4 Only valid on home equity loans, not lines of credit or mortgage products. Loan rate discounts are not valid on promotional offers. Discounted loan rate may not fall below floor rate. 5 Mortgage closing costs may never fall below $0. APR = Annual Percentage Rate. All offers subject to creditworthiness, OC Federal Credit Union lending policies, and membership eligibility. OC Federal Credit Union may discontinue or modify offers without notice. OC Federal Credit Union is federally insured by the NCUA up to $250,000 and is an Equal Housing Lender. NMLS #413040 Talk With Us Call (888)696-4462 or chat live online during business hours. CALL US Get A Quote It only takes a minute to request a loan quote. We’ll contact you to discuss your options. GET A QUOTE Apply Online Submit your loan application online from your device. APPLY ONLINE Make the Most of Your Money With OC Federal Discover how you can unlock your money’s potential and achieve your financial goals with the help of the OC Federal Credit Union! SEE ALL THE POSTS Donate For Local Families and Be Entered to WinWe are collecting pasta and sauce for the St. Vincent de Paul Society to help local families. Bring […]December 9, 2024, Ohio Catholic to Rename as OC FederalOhio Catholic Federal Credit Union will officially become OC Federal Credit Union on December 9, 2024. This name […]Free Medicare Seminar November 12, 2024Join us at our Garfield Heights branch on November 12 at 10 AM or 1 PM for a […] SEE ALL THE POSTS Every experience I’ve had dealing with OC Federal has been excellent. Everyone is always very helpful and courteous. Allison S.,OC Federal Member Consistently competitive rates and outstanding customer service. Michael S.,OC Federal Member Banking is easy and pleasant. The tellers are very accommodating and well-educated. Bernadette L.,OC Federal Member Math is Hard (Sometimes) Let us help you crunch the numbers with our financial calculators. LEARN MORE