Use this calculator to find out how much interest you can earn on a Share Certificate. Just enter a few pieces of information and we will calculate your annual percentage yield (APY) and ending balance.

Click the View Report button to see a detailed schedule of your share certificates balance and interest earned.

Should you consolidate your debt? This calculator is designed to help determine whether debt consolidation is right for you.

Enter your credit cards, auto loans and other installment loan balances by clicking on the Enter Data button for each category. Then change the consolidated loan amount, term or rate to create a loan that will work within your budget.

Click the View Report button for detailed results.

Use this mortgage calculator to determine your monthly payment and generate an estimated amortization schedule.

Quickly see how much interest you could pay and your estimated principal balances. Enter prepayment amounts to calculate their impact on your mortgage.

Click the View Report button for a detailed look at the results.

How long will it take to break even on a mortgage refinance? Use the mortgage refinance calculator to sort through a multitude of factors including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home.

The mortgage refinance calculator helps sort through the confusion and determine if refinancing your mortgage is a sound financial decision.

Click the View Report button for a detailed look at the results.

Should you rent or should you buy your home? It takes more than looking at your mortgage payment to answer this question.

The Home Rent vs. Buy calculator helps you weed through the fees, taxes and monthly payments to help you make a decision between these two options. This report is based on the original purchase price, fees and taxes payable at that time. Insurance and tax costs can fluctuate from year to year.

Click the View Report button for a detailed look at the results.

Use this calculator to quickly determine your debt-to-income ratio. This is the percentage of your gross income required to cover your housing and debt payments.

The lower your debt-to-income ratio the more manageable your debt load will be. A low debt-to-income ratio increases the odds that you will be able to meet your monthly obligations.

This ratio and your credit score are the two most important factors used by creditors when extending loans and credit.

Click the View Report button for a detailed look at the results.

Do you know what it takes to work towards a secure retirement? Use this calculator to help you create your retirement plan.

View your retirement savings balance and your withdrawals for each year until the end of your retirement.

Social Security is calculated on a sliding scale based on your income. Including a non-working spouse in your plan increases your Social Security benefits up to, but not over, the maximum.

Planning a sabbatical? Saving for a down payment on a house? What will it take to reach your financial goal?

This calculator helps you find out. Enter in your savings plan and view graphically your financial results.

Click the View Report button to get more information about your plan, and what you can do to help ensure that it’s on track.

Enter your desired payment, and let us calculate your loan amount. Or, enter in the loan amount and we’ll calculate your monthly payment. You can then examine your principal balances by payment, total of all payments made, and total interest paid.

Click View Report to see a monthly payment schedule.