*APY = Annual Percentage Yield. Subject to OC Federal’s standard deposit policies and membership eligibility. The advertised rate is the maximum rate available. In order to receive the promotional rate: the initial $25,000 of funds must be new money not currently on deposit at the credit union; the money market must be open during the promotional period ending December 31, 2024; minimum deposit of $25,000 required. If promotional criteria is not met, standard rates may apply. OC Federal may discontinue or modify this offer at any time without notice. This promotional money market is only available for personal memberships; business and organizational/non-profit memberships are not eligible. Rate is a variable rate and may change at any time without notice. Minimum balance of $25,000 must be maintained for the life of the account; if the balance falls below $25,000 no dividends will be earned. All stated minimum deposits to open are in addition to the purchase of one $5.00 membership share required to be maintained in your share savings account.  Fees may reduce earnings. Insured by NCUA.