Our Rates LINKS | OUR RATES OUR RATESCURRENT RATESRates effective March 2nd, 2026CONSUMER RATESCONSUMER DIVIDEND RATESCONSUMER LOAN RATESCATHOLIC ORGANIZATION AND NON-PROFIT RATESCATHOLIC ORGANIZATION DIVIDEND RATESCONTACT OUR COMMERCIAL TEAM FOR LOAN RATESCOMMERCIAL RATESCOMMERCIAL DIVIDEND RATESCONTACT US FOR LOAN RATES Visit A Branch Stop by your local branch and we’ll be happy to help you. VISIT US Talk With Us Call (888) 696-4462 or chat live online during business hours. CALL US Open An Account It’s simple to open and fund your account online. JOIN US Make the Most of Your Money With OC Federal Discover how you can unlock your money’s potential and achieve your financial goals with the help of the OC Federal Credit Union! SEE ALL THE POSTS Join Our Medicare 101 Seminar – Fully Virtual!Are you new to Medicare or looking to better understand your healthcare options? We’re hosting a Medicare 101 […]Join Us March 25th at 4:00pm for the 2026 OC Federal Credit Union Virtual Annual MeetingWe’re excited to invite our members to attend the OC Federal Credit Union 2026 Annual Meeting, happening Wednesday, […]OC Federal Commercial Client Experience Survey SEE ALL THE POSTS Every experience I’ve had dealing with OC Federal has been excellent. Everyone is always very helpful and courteous. Allison S.,OC Federal Member Consistently competitive rates and outstanding customer service. Michael S.,OC Federal Member When working on the financing for our camper your team was amazing. Jennifer G.,OC Federal Member